Our streamlined process allows you to complete the sale and have the funds in your account in as little as seven working days.
Owning a home comes with major financial responsibility. Mortgages, bills, maintenance, and repairs can quickly become overwhelming, especially when your income changes.
Many homeowners in the UK and UAE are facing the same challenge. The Financial Conduct Authority (FCA) reports that over 80,000 people in the UK are behind on mortgage payments, and more than £15 billion is owed in late repayments.
If you are struggling to pay your mortgage or have already received repossession notices, We Buy Any Bayut can help. We make fast cash offers that can stop repossession and help you start fresh.
You can receive a free cash offer within 24 hours and complete the sale in as little as 7 working days. This allows you to settle debts and protect your credit before it is too late.
House repossession happens when a lender takes ownership of your property because of missed mortgage or secured loan payments. Once the lender has possession, the property is sold to recover the debt.
Repossession is usually the last step after missed payments and failed repayment discussions. Lenders prefer to reach an agreement, but if the situation continues, they have the legal right to take back the property.
Acting early gives you more control and options. Selling your home for cash before repossession begins can stop the process entirely.
Why Homes Get Repossessed
Repossession most often occurs because of unpaid mortgage payments, but other secured debts can also cause it. Common reasons include:
If you are behind on payments, the sooner you take action, the more options you will have to stop repossession.
Most lenders start repossession after three consecutive missed payments.
Missing a single payment does not immediately put your home at risk. However, missing several payments without arranging a plan can lead to legal action.
Even if court proceedings have started, you can still act. A quick cash sale often stops repossession completely and prevents further financial damage.
If you are struggling to pay your mortgage, there are several ways to protect your home:
1. Speak to your lender
Lenders prefer to find solutions rather than repossess. Contact them early to discuss repayment options.
2. Set up a repayment plan
If your financial issues are temporary, a realistic payment plan can help you catch up before legal action begins.
3. Seek financial advice
Independent financial advisors can help you explore government support and budgeting assistance.
4. Sell your property quickly
If repayment is not possible, selling your home fast can help you repay your lender and avoid repossession. We Buy Any Bayut can complete sales within 7 working days.
In the UK, lenders must follow Financial Conduct Authority (FCA) guidelines before repossessing a home. Here’s what usually happens:
You receive a written notice about your arrears.
The lender explains the amount owed and your repayment options.
You can submit an offer to clear or reduce the arrears.
The lender reviews and responds within 10 days.
If no agreement is reached, the case may go to court.
The lender can then apply to repossess and sell your property.
At any point before the sale, you can still stop repossession by selling your home quickly to a cash buyer.
A repossession is stressful, expensive, and damaging to your credit. Selling to We Buy Any Bayut gives you control and a way out.
We can complete your sale in as little as 7 working days. This allows you to:
Clear your mortgage arrears
Avoid legal fees and court action
Protect your credit rating
Move forward with financial stability
Our process is fast, transparent, and fully confidential. There are no estate agents, no fees, and no hidden costs.
Skip the delays, fees, and uncertainty. With We Buy Any Bayut, you get a fast, guaranteed, and stress free property sale compared to traditional agents or online portals.
| Aspect | Local Estate Agent | Online Property Portals | We Buy Any Bayut |
|---|---|---|---|
| Time to Sell | Usually 6 months or longer | Depends on market demand | As fast as 7 working days |
| Sale Guarantee | No guarantee, risk of fall throughs | Depends on buyer interest | Guaranteed sale every time |
| Costs & Fees | 1–3% agent commission, marketing, legal, and repair costs | Listing and marketing costs, photography fees | No fees, all costs covered |
| Process | Lengthy process with negotiations and property chains | Seller manages listings, visits, and negotiations | We handle everything from offer to completion |
| Payment | After completion and deductions | After sale completion | Cash payment directly to your account |
| Control & Convenience | Limited control, agent-dependent | Requires active involvement | Full control, hassle-free and transparent |
| Best For | Sellers with time to wait | Sellers willing to handle the process | Anyone who wants a quick, secure cash sale |
Enjoy a fast, transparent, and guaranteed way to sell your property with confidence.
Sell your property in as little as seven working days. Our experienced team manages the entire process and works to your timeline, making it quick, smooth, and stress free.
We do not charge for offers, valuations, or completion. There are no agent commissions or surprise deductions, only a clear and transparent sale.
Your sale is fully guaranteed. We use our own funds, so there are no delays, no chains, and no uncertainty. You receive your cash payment on the date you choose.
We believe selling your property should be safe, simple, and stress free. That’s why we protect you from the risks many sellers face with unverified cash buyers.
Some companies claim to be cash buyers but depend on arranging finance or finding another buyer, which causes delays. We buy directly with our own funds and are transparent from start to finish.
Many sellers are offered unrealistic prices that are later reduced just before completion. Our offers are fair and clear from the beginning, allowing you to make a confident decision without last-minute surprises.
We never tie you into unfair contracts or add restrictions to your property. If any change occurs after the survey, you are free to walk away. We also match or beat any genuine offer from another fast sale company.
Receive a free cash offer within a working day, giving you an immediate idea of your property’s value without any obligation to proceed.
Our streamlined process allows you to complete the sale and have the funds in your account in as little as seven working days.
From houses, villas / apartments to tenanted homes, we guarantee a fair cash purchase on any property in any condition in UK & UAE.
Enter your details below and get a free cash offer within 24 hours.
Yes. If you act quickly, you can stop repossession by selling your home, repaying arrears, or arranging a new plan with your lender.
We can buy your house in as little as 7 working days, depending on your situation.
Yes. Once your property is sold and the lender is paid, repossession ends immediately.
Yes. As long as your home has not been sold by the lender, you can still sell it yourself.
Usually after three missed payments, but you can still prevent it before that stage.
It isn’t required, but legal advice can help protect your rights. We also handle the process directly with your lender.
Yes. We buy homes even when arrears or legal action have started.
No. We cover all costs, including legal and valuation fees.
Yes. We buy properties throughout England, Scotland, Wales, and across Dubai, Abu Dhabi, Sharjah, and other Emirates.
Simply share your address or postcode to get a free cash offer within 24 hours. Our team will guide you through every step.
